Introduction It's stressful enough to get a call from a debt collector, but the stress can be too much when a law firm arrives. Suddenly,...

Introduction Medical debt is a major financial challenge in the United States. A KFF Health News report shows that over 100 million...

Introduction Having too many student loans is now one of the biggest financial problems in the US. A lot of people feel like they can...

Introduction Debt has become a growing challenge for many households in the United States. In 2023, CFPB sent over 68,000 debt collection...

Juggling multiple debt payments each month, each with a different due date, interest rate, and minimum payment, can feel like a complex...

Introduction Debt can feel like a heavy weight that follows you everywhere. In the United States, the total household debt increased by...

You’ve tossed your graduation cap in the air, a symbol of a hard-earned achievement. But as it comes back down, so does the reality of...

Introduction If you're considering consolidating your debts before buying a house, you may wonder if it will improve or harm your...

Introduction Dealing with debt is a common challenge many people face today. In fact, nonprofit credit counseling agencies report a...

The constant worry about money can feel like a heavy weight you carry everywhere. It’s the middle-of-the-night anxiety over bills, the...

Introduction Financial challenges can feel overwhelming, but you’re not alone. In 2024, US household debt increased by $93 billion , with...

Introduction When debt becomes overwhelming, many Americans seek a safe and structured way to get back on track. One option that often...

Recently, you might have heard of businesses facing the brink of bankruptcy each year. But the question is how many could avoid it with...

The relentless pressure of business debt can feel like a weight threatening to sink your entire operation. When cash flow is constantly...

Introduction For many American households, debt piles up faster than expected. From personal loans to medical expenses and other...

We all have been through this at some point in our lives. Money worries take a toll on your peace of mind. Research shows that 88% of...

Are your credit worries holding you back from seeking help with debt stress?  Many people avoid credit counseling because they fear it will lower their score. The truth is, enrolling in credit counseling doesn’t directly harm credit, but specific actions while in the program can.  As of Q2 2025, U.S. consumers carry $18.39 trillion  in total debt, showing how widely common credit stress has become.   Understanding whether credit counseling can hurt your credit score requires

Are you juggling several debts with high interest and growing stress? U.S. consumers hold a total debt of $17.57 trillion  in Q3 of 2024. The stat clearly reveals that the people are under pressure to manage payments. Many businesses consider a SoFi debt consolidation loan to simplify payments and lower interest rates. These loans combine various business debts into a single obligation, providing fixed rates and one monthly payment.  However, a loan doesn’t resolve all busine

Staying on top of your budget is one of the most effective ways to take control of your finances. Yet, many people don’t make it a regular habit. A recent Bankrate survey  found that only 29% of Americans reviewed their budget in the past month, even though budgeting is key to financial stability. At the same time, more than 69% of Americans  live paycheck to paycheck showing how easy it is to lose track of money without a clear system. This article will walk you through simp

Finding yourself buried in debt can feel overwhelming, and for many, debt settlement looks like a way to finally breathe again. But while some companies provide real relief, others take advantage of people’s financial stress.  Debt settlement scams are on the rise, costing Americans hundreds of millions of dollars each year. In fact, the Federal Trade Commission  reported that consumers lost over $12.5 billion to fraud in 2024, with debt-related scams ranking high among the c