James Heinz
Strategies to Accelerate Debt Repayment
Accelerate the repayment of a debt through strategies like the Snowball or Avalanche method and by effectively allocating discretionary
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James Heinz
Aug 127 min read
Steps to Reduce Your Debt
Learn strategies to efficiently reduce debt such as creating a budget, formulating a repayment plan, and maintaining financial discipline.
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James Heinz
Aug 115 min read
Process of Banks Writing Off Credit Card Debt
Struggling with credit card debt? Learn the process of banks writing off credit card debt, its impact, and solutions to manage it.
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James Heinz
Aug 106 min read
Strategies to Negotiate Payment with Debt Collectors
Learn to negotiate payment with debt collectors by calculating a realistic plan and ensuring all agreements are documented.
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James Heinz
Aug 99 min read
How to Arrange a Payment Plan with a Debt Collector
Falling behind on your payments can lead to your debt being sold to a collections agency, setting off a stressful process of dealing with...
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James Heinz
Aug 75 min read
Effective ways to Make a Payment to a Debt Collection Agency
Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain
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James Heinz
Aug 65 min read
3 Strategies to Stop Paying Credit Card Debt Legally
Learn how to get rid of credit card debt without paying, through strategies including bankruptcy, debt settlement, and debt management plans
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James Heinz
Aug 55 min read
Credit Card Debt Relief: What to Know
Find out who qualifies for credit card debt relief along with types of programs including settlement, bankruptcy and debt consolidation loa
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James Heinz
Jul 246 min read
Debt Relief and Credit Repair Advisory Scams
Understand relief advisory scams that falsely promise to fix financial issues but fail, causing financial and emotional distress.
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James Heinz
Jul 228 min read
Common FDCPA Violations by Debt Collectors
This blog includes common fdcpa violations like harassment, misrepresentation, unfair practices, improper third-party contacts, and communi
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James Heinz
Jul 226 min read
What Can a Debt Collection Agency Do?
Collection agencies recover outstanding balances, contact debtors, notify about the amount owed, and can even file lawsuits for debt recover
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James Heinz
Jul 155 min read
Rights and Advice on Debt Collector Home Visits
Can debt collectors come to your house? What are they allowed to do? Check out this guide to learn everything about debt collector home
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James Heinz
Jul 155 min read
Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.
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James Heinz
Jul 157 min read
Understanding Options for Auto Loan Debt Relief and Settlement
Explore the process of car loan settlement, its impact on credit scores, and potential tax implications.
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James Heinz
Jul 145 min read
Steps to Remove Collections from Your Credit Report
Learn how to get collections removed from credit report by disputing inaccuracies, handling paid collections, and maintaining good credit ha
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James Heinz
Jul 146 min read
Understanding When to Use Consumer Credit Counseling
Credit counseling evaluates debts and living expenses, offering debt management strategies to achieve financial security with consumer credi
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James Heinz
Jul 25 min read
Non-Profit Credit and Debt Management Plan
Understand the role of a debt management consultant in non-profit organizations, offering lower fees and free counseling services.
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James Heinz
Jul 16 min read
Debt Consolidation Calculator - Plan Your Payoff
Understand the function of a debt consolidation planner and how to use them to compare APRs, monthly payments, and total interest.
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James Heinz
Jun 306 min read
Understanding Medical Debt and Ways to Manage It
Discover strategies to manage medical bills, from negotiating with providers to utilizing assistance programs.
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James Heinz
Jun 305 min read
How to Calculate a Good Individual Debt-to-Income Ratio
Understanding and managing one's financial health is crucial in today's economy. One key metric that helps individuals gauge their...
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