Introduction For a long time, medical debt has been a problem for many Americans. It has hurt their finances and credit scores. If you don't pay even small hospital bills, they can stay on your credit report for years. This can make it harder to get a loan, rent an apartment, or even get a job. The Consumer Financial Protection Bureau (CFPB) is now working on new rules to make things fairer. With these changes, medical debt would no longer show up on credit reports at all. Th