Introduction Financial challenges can feel overwhelming, but you’re not alone. In 2024, US household debt increased by $93 billion , with...

We all have been through this at some point in our lives. Money worries take a toll on your peace of mind. Research shows that 88% of...

Staying on top of your budget is one of the most effective ways to take control of your finances. Yet, many people don’t make it a regular habit. A recent Bankrate survey  found that only 29% of Americans reviewed their budget in the past month, even though budgeting is key to financial stability. At the same time, more than 69% of Americans  live paycheck to paycheck showing how easy it is to lose track of money without a clear system. This article will walk you through simp

Saving money is one of those financial habits everyone talks about, but few truly. The real question is what percentage of your income should you save ?  For many Americans, this question feels more overwhelming than simple. A 2024 Bankrate survey  revealed that nearly 56% of U.S. adults don’t have enough savings to cover a $1,000 emergency expense, and almost half of households live paycheck to paycheck. In moments like these, deciding whether to save, pay bills, or tackle d

Did you know that nearly 66% of Americans rank finances as their number one source of stress ( American Psychological Association, 2023 )? At the same time, US household debt reached an all-time high of $18.39 trillion  in early 2025, according to the Federal Reserve. Behind these numbers lies a common challenge: many people simply were never taught the basics of financial literacy . In this guide, we’ll break down the fundamental components and principles of financial litera

Managing debt can be stressful, whether it's personal or business-related. The pressure to stay on top of payments and avoid falling deeper into financial strain is constant.   Financial advisory services provide the structure and guidance needed to take control of your finances and work toward long-term stability. Interestingly, only  35% of workers  use a financial advisor when planning for retirement, despite the complexities of modern financial decisions. And yet, 40% of