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Choosing Between Debt Consolidation and Debt Settlement
With U.S. credit card debt hitting a record $1.17 trillion  in the third quarter of 2024 and interest rates averaging around 16%, many...

James Heinz
Jun 158 min read
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How to Improve Student Loan Consolidation in 2025
Student loan debt remains a major financial burden for millions of borrowers in the United States and beyond. In March 2024, the total...

James Heinz
May 128 min read
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Fast and Simple Debt Relief Consolidation Online
Struggling with multiple debts can be overwhelming—especially when it feels like you're juggling due dates, interest rates, and endless...

James Heinz
May 1210 min read
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A Guide to Your Small Business Debt Consolidation
Running a small business is tough enough without the added burden of managing multiple debts. Over 50% of small businesses  in the US...

James Heinz
Apr 18 min read
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Simple Debt Consolidation Strategies for Seniors
Debt is a growing concern for many seniors, especially those living on a fixed income. With rising costs of healthcare, housing, and...

James Heinz
Mar 3012 min read
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Debt Cancellation: How to Get Out of National Debt Relief
Cancel national debt relief. Compare options and understand risks. Navigate your way effectively with proven strategies. Act now and regain

James Heinz
Mar 315 min read
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Refinancing Mortgage for Debt Consolidation: Is it Right for You?
Debt in America has reached staggering levels. As of 2024, total household debt hit a record  $18.04 trillion , with credit card...

James Heinz
Feb 2712 min read
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Comparing Debt Consolidation Loans for 2024
Managing multiple debts can feel like juggling too many balls in the air, exhausting, risky, and likely to come crashing down.

James Heinz
Nov 29, 20247 min read
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How to Qualify for a Debt Consolidation Loan with Bad Credit
Are you struggling with multiple debts and a not-so-stellar credit score?
Gushwork AI
Nov 24, 20248 min read
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How Do Best Debt Consolidation Programs Work in 2024
Debt consolidation programs in 2024 offer a lifeline for individuals grappling with multiple high-interest debts.

James Heinz
Nov 14, 20248 min read
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Understanding Debt Consolidation Loans and Programs
Did you know the average American carries about $6,194Â in credit card debt alone?

James Heinz
Nov 11, 20249 min read
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Understanding Debt Consolidation Loans
Simplify your finances with Shepherd Outsourcing by combining multiple debts into one loan and lower interest rates.

James Heinz
Oct 2, 202411 min read
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Debt Consolidation vs Debt Settlement: Comparing Your Options
When you are dealing with multiple credit cards, personal loans, or other financial obligations, managing debt effectively is crucial

James Heinz
Sep 20, 202410 min read
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Oklahoma Debt Consolidation: Solutions and Alternatives
If you're facing overwhelming debt in Oklahoma, you’re not alone. Many individuals find themselves struggling with credit card balances.

James Heinz
Sep 14, 20249 min read
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Steps to Become Debt Free with Consolidation Programs
According to the Federal Reserve, U.S. consumer debt reached approximately $17 trillion by the end of 2023, with credit card debt alone...

James Heinz
Sep 13, 202413 min read
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How Does Debt Consolidation Work?
In the U.S., nearly 38% of adults have credit card debt, averaging around $5,500 per person. Then, how does Debt Consolidation help with...

James Heinz
Sep 11, 202410 min read
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Writing a Debt Validation Letter: Template and Guide
Here is a sample debt validation letter that confirms debt ownership, required amount, and provides legal protection to the debtor.

James Heinz
Aug 26, 20248 min read
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Debt Consolidation Calculator - Plan Your Payoff
Understand the function of a debt consolidation planner and how to use them to compare APRs, monthly payments, and total interest.

James Heinz
Jul 1, 20246 min read
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Options to Consolidate Parent PLUS Loans
Feeling overwhelmed by Parent PLUS Loans? Explore options to consolidate & potentially simplify repayment! Find the right strategy.

James Heinz
May 26, 20248 min read
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Nonprofit Debt Consolidation: What It Is & How It Works
Learn how nonprofit debt consolidation involves a customized debt management plan that aims to lower monthly payments and interest rates.

James Heinz
May 25, 20244 min read
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