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Getting a New Loan on a Debt Management Plan
Shepherd Outsourcing helps you understand the need and get a loan with the best Debt Management Plan. Learn more about Debt Management.

James Heinz
Sep 9, 20247 min read
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Thoughts on Debt Management Plan - A Good Solution?
Struggling with debt can feel like a heavy weight pulling you down. A simple Debt Management Plan (DMP) might just be the lifeline you...

James Heinz
Sep 9, 20249 min read
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Writing a Debt Validation Letter: Template and Guide
Here is a sample debt validation letter that confirms debt ownership, required amount, and provides legal protection to the debtor.

James Heinz
Aug 26, 20248 min read
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Challenges of Medical Debt in the United States
Despite having health insurance, many Americans face significant healthcare debt, impacting financial stability and health outcomes.

James Heinz
Aug 26, 20245 min read
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Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.

James Heinz
Aug 25, 20245 min read
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Strategies to Get Debt-Free by Paying Off Credit Card Debt
Explore the best way to pay off credit card debt: focusing on high-interest debt first, and using the Snowball Method.

James Heinz
Aug 25, 20246 min read
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Understanding How a Debt Relief Program Works and Who Qualifies For It
Learn how a debt relief program works, from negotiating debts to understanding different types like settlement and consolidation.

James Heinz
Aug 25, 20245 min read
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Guide to Negotiating Debt Settlement on Your Own
DIY debt settlement can save time and avoid fees while settling debt for less, but requires delinquency and strong negotiation skills.

James Heinz
Aug 24, 20245 min read
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Understanding Credit Card Debt Relief Government Programs
This blog discusses credit card debt relief government program options such as HUD counseling services and homeowner assistance fund.

James Heinz
Aug 24, 20245 min read
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How to Get Out of Loan Settlement: Process and Facts
Understand loan settlement & explore methods to avoid it, such as bankruptcy, debt consolidation, refinancing your loan.

James Heinz
Aug 23, 20247 min read
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Ways to Handle Common Financial Stress and Hardship Problems
Identify key sources of financial problems like job loss or difficulty making ends meet to address them timely and efficiently.

James Heinz
Aug 23, 202410 min read
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11 Questions to Ask Before Considering Debt Consolidation
Find 11 essential questions to ask a debt consolidation company. Learn about loan terms, costs, and financial impact to make an informed dec

James Heinz
Aug 22, 20246 min read
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Strategies to Accelerate Debt Repayment
Accelerate the repayment of a debt through strategies like the Snowball or Avalanche method and by effectively allocating discretionary

James Heinz
Aug 13, 20245 min read
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Steps to Reduce Your Debt
Learn strategies to efficiently reduce debt such as creating a budget, formulating a repayment plan, and maintaining financial discipline.

James Heinz
Aug 12, 20247 min read
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Process of Banks Writing Off Credit Card Debt
Struggling with credit card debt? Learn the process of banks writing off credit card debt, its impact, and solutions to manage it.

James Heinz
Aug 11, 20245 min read
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Strategies to Negotiate Payment with Debt Collectors
Learn to negotiate payment with debt collectors by calculating a realistic plan and ensuring all agreements are documented.

James Heinz
Aug 10, 20246 min read
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How to Arrange a Payment Plan with a Debt Collector
Falling behind on your payments can lead to your debt being sold to a collections agency, setting off a stressful process of dealing with...

James Heinz
Aug 9, 20249 min read
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Effective ways to Make a Payment to a Debt Collection Agency
Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain

James Heinz
Aug 7, 20245 min read
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3 Strategies to Stop Paying Credit Card Debt Legally
Learn how to get rid of credit card debt without paying, through strategies including bankruptcy, debt settlement, and debt management plans

James Heinz
Aug 6, 20245 min read
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Credit Card Debt Relief: What to Know
Find out who qualifies for credit card debt relief along with types of programs including settlement, bankruptcy and debt consolidation loa

James Heinz
Aug 5, 20245 min read
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