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Understanding When to Use Consumer Credit Counseling
Credit counseling evaluates debts and living expenses, offering debt management strategies to achieve financial security with consumer credi

James Heinz
Jul 14, 20246 min read
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Non-Profit Credit and Debt Management Plan
Understand the role of a debt management consultant in non-profit organizations, offering lower fees and free counseling services.

James Heinz
Jul 2, 20245 min read
21 views
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Debt Consolidation Calculator - Plan Your Payoff
Understand the function of a debt consolidation planner and how to use them to compare APRs, monthly payments, and total interest.

James Heinz
Jul 1, 20246 min read
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Understanding Medical Debt and Ways to Manage It
Discover strategies to manage medical bills, from negotiating with providers to utilizing assistance programs.

James Heinz
Jun 30, 20246 min read
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How to Calculate a Good Individual Debt-to-Income Ratio
Understanding and managing one's financial health is crucial in today's economy. One key metric that helps individuals gauge their...

James Heinz
Jun 30, 20245 min read
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Qualifying for Free Government Debt Relief Programs
Understand who qualifies for free government debt relief programs like assistance for student loans, VA home loans, and medical debts.

James Heinz
Jun 27, 20245 min read
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Credit Card Debt Payoff Planner and Tracker
Discover the benefits of using a credit card payoff tracker for managing and eliminating credit card debt effectively.

James Heinz
Jun 12, 20245 min read
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Handling Medical Debt Settlement in Collections
Jenny felt her heart sink when she got the notice - her unpaid medical bills had been sent to collections. She knew dealing with this...

James Heinz
Jun 11, 20245 min read
20 views
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Personal Financial Advice: 8 Tips
Managing personal finances is crucial for long-term stability and achieving your goals. It involves various aspects like insurance,...

James Heinz
Jun 10, 20247 min read
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Strategies for Managing Your Student Loan Debt
Discover the answer for how to manage student loans, from making overpayments to exploring refinancing options, adoption of biweekly payment

James Heinz
Jun 10, 20245 min read
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Nonprofit Consumer Credit Services
Learn about reputable nonprofit consumer credit services, their range of offerings, and benefits in debt management.

James Heinz
Jun 9, 20244 min read
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Maximizing Your Money: A Guide to Personal Finance
Boost your financial acumen with our comprehensive personal finance guide focusing on budgeting, debt management, and investment strategies.

James Heinz
Jun 7, 20248 min read
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8 Basic Money Management Tips For Beginners
Check out this guide to discover 8 basic money management tips for beginners include budgeting, tracking spending, early saving

James Heinz
Jun 5, 20245 min read
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Is There Such a Thing as Good Debt?
Is there such a thing as good debt? Is the “good debt” actually good? Check out this guide to learn more about good and bad debt!

James Heinz
Jun 5, 20246 min read
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Credit Counseling Services: Solutions to Tackle Debt
Discover how debt counselling services provide tailored solutions through budget counseling, debt consolidation, and creditor negotiations

James Heinz
Jun 4, 20246 min read
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Emergency Loans: Avoiding Scams and Ensuring Legit Relief Funds
Learn how to identify American emergency fund legit ones and avoid scams. Get tips on securing safe relief loans and managing debt

James Heinz
Jun 3, 20244 min read
10 views
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Understanding Credit Card Debt Forgiveness: A Simple Guide
This guide explores the eligibility, the process, benefits, and risks of CC debt forgiveness programs that can reduce or eliminate what you

James Heinz
Jun 3, 20248 min read
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Things to Know About Consolidating Your Student Loans
A Direct Consolidation Loan combines multiple federal student loans into one, potentially simplifying repayment and expanding forgiveness

James Heinz
Jun 2, 20245 min read
8 views
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Understanding Outstanding Debt: Meaning and Calculation
Check out this guide to gain clarity on outstanding debt, including its calculation methods and impact on financial health

James Heinz
May 29, 20245 min read
55 views
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Understanding What a Credit Advisor Does
A credit advisor provides financial guidance on debt management and helps clients make informed financial decisions using personalized

James Heinz
May 29, 20244 min read
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