James Heinz
Understanding Ramsey's Methods for Tackling Debt
Tackling debt with a clear, structured approach from the Ramsey debt solutions helps build discipline and progress.
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James Heinz
Oct 279 min read
Problems and Solutions on Investments in Debt Securities
According to the Federal Reserve, the U.S. 10-year Treasury yield increased from 1.6% in early 2021 to around 4.8% in late 2024.
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James Heinz
Oct 1712 min read
Understanding America's Credit Card Debt Statistics for 2024
US credit card debt reached a record $1.142 trillion in 2024, with an average debt per American of $6,501. Explore the statistics.
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James Heinz
Oct 1610 min read
Calculating Cost of Debt: Definitions, Formulas, and Examples
Explore the cost of debt problems and solutions with clear definitions, formulas, and examples. Learn how to calculate and address financial
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James Heinz
Oct 157 min read
Objectives of Principles of Public Debt Management
Explore the objectives and principles of public debt management, focusing on maintaining financial stability, reducing risk.
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James Heinz
Oct 1410 min read
Strategies For Debt Portfolio Management
Learn key strategies for debt portfolio management that help reduce borrowing costs, manage risks, and improve overall financial performance
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James Heinz
Oct 137 min read
Managing Global Debt Crisis and International Cooperation Role
Explore global debt management strategies and the role of international cooperation in addressing the global debt crisis.
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Gushwork AI
Oct 118 min read
Finding Best Debt Consolidation Loans: Pros and Cons
As of Q2 2024, U.S. household debt has reached $17.796 trillion, driven by rising credit card and personal loan balances. Credit card...
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James Heinz
Oct 311 min read
IRS Tax Debt Relief and Forgiveness Programs
Shepherd Outsourcing helps you learn about IRS tax debt solutions and other relief programs that can help manage financial hardship.
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Gushwork AI
Oct 27 min read
Tax Relief Services for 2024
Shepherd Outsourcing helps you explore the best Tax Relief Services and its role in avoiding tax debt issues for 2024.
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James Heinz
Oct 211 min read
Understanding Debt Consolidation Loans
Simplify your finances with Shepherd Outsourcing by combining multiple debts into one loan and lower interest rates.
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James Heinz
Oct 18 min read
Individual Voluntary Arrangements (IVA) Help and Advice on Debt Solutions
An IVA is a legal agreement providing structured repayment, typically with affordable monthly payments lasting 5 to 6 years.
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James Heinz
Oct 16 min read
Understanding How to Calculate and Interpret Debt Management Ratios
According to Finance Strategists, a healthy Debt-to-Income Ratio (DTI) ratio is typically below 36%, indicating manageable debt levels.
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James Heinz
Sep 3013 min read
Addressing the US National Debt Dilemma: Potential Solutions
Shepherd Outsourcing will explore solutions for U.S. debt, aiming to stabilize it by reforming tax codes and addressing rising
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James Heinz
Sep 3011 min read
Debt Management or IVA: Which is Right For You?
Debt Management Plans (DMPs) and Individual Voluntary Arrangements (IVAs) are two debt relief options in the United States.
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James Heinz
Sep 288 min read
How Do Debt Management Companies Function and Generate Revenue?
According to the IBIS World, The Debt Management Company market size, measured by revenue, was $22 bn in 2024.
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James Heinz
Sep 2713 min read
Bad Debt: Management, Reduction, and Accounting Methods
According to USA Today, Americans owe $986 billion on credit cards, surpassing the pre-pandemic high of $927 billion.
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James Heinz
Sep 267 min read
Managing and Reducing Technical Debt: Tips and Ways
Technical debt refers to the long-term costs and challenges that arise from making quick, short-term decisions in software development.
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James Heinz
Sep 2010 min read
Debt Consolidation vs Debt Settlement: Comparing Your Options
When you are dealing with multiple credit cards, personal loans, or other financial obligations, managing debt effectively is crucial
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James Heinz
Sep 149 min read
Oklahoma Debt Consolidation: Solutions and Alternatives
If you're facing overwhelming debt in Oklahoma, you’re not alone. Many individuals find themselves struggling with credit card balances.
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